Here is Bank Real Estate LoanOn December 17, 2019 by admin
Good Finance, like many other banks, has created its own online bank, to satisfy customers who are fans of “everything online”. She named this e-bank: Good Credit Bank. We have chosen today to talk to you about the mortgage loan it offers.
Conditions for obtaining the mortgage Good Credit bank
- First of all, you will only be able to take out this loan if you have your current account at home and have your salary transferred to it.
- Like all banks, whether online or offline, your application will be very seriously studied, the main criteria being your financial situation, ie the amount of your wages and other income, but also your debt ratio. The professional situation of the borrowers also comes into play.
- Obviously this loan can only finance a real estate project, either a home or apartment purchase or a construction project. Or else big work on existing housing.
How to proceed :
In a traditional bank, just make an appointment with a consultant. With Good Credit Bank, everything will be done online.
- If you already have a current account at home, simply go to your personal space ( Customer Area ).
- If you are not a client, you can still apply online , a counselor will call you back to gather the information necessary to study your file.
- Whether you are a customer or not, a quick response will be given to you, (This is not a definitive acceptance but just a proposal based on the information you have provided).
- If you retain the Good Credit Bank proposal, a mortgage agreement will be sent to you . You will have to complete it and sign it, then return it to them with all the required supporting documents.
Cost of the mortgage
The amount of interest depends on the amount of the loan but also on its duration. (Example: 100,000 dollars borrowed out of 15 will generate much less interest than the same amount over 20 years).
The amount of the fees is fixed: 250 dollars.
OUR OPINION and OUR ADVICE :
- We have every reason to believe that this is a serious company as Good Credit bank is neither more nor less than Good Finance.
- When you will be online with the bank advisor, he will be sure to ask you if you want a fixed rate or variable rate loan . We advise you to choose the fixed rate , indeed, although it may seem less attractive at first. You will necessarily win in the future. Because mortgage rates are very low right now, there is no need to be guessing to predict their increase in the near future. In any case before the end of your credit!
- To watch some videos, go to Good Credit Bank youtube!